Things
Support for access to short -term credit for Lombard SMEs belonging to one of the supply chains recognized by the Lombardy Region, to finance temporary cash needs through the demobilization of credits boasted of other companies belonging to the same supply chain.
Who is it aimed at?
SMEs (pursuant to Annex I of Regulation (EU) n. 651/2014 and SMI):
a) with operational headquarters in Lombardy on the date of submission of the application;
b) already established, registered and active in the business register;
c) that fall into classification from 1 to 10 according to Credit Scoring methodology on historical data (or 1 to 4 in the event of application of the Credit Scoring for startups) of the evaluation model for the calculation of the probability of default of the central guarantee fund, in accordance with DGR n. 7269/2022 and any SMI;
d) belonging to one of the supply chains recognized by the Lombardy Region pursuant to DGR n. 5899/2022 and SMI;
e) who have fulfilled the obligation to enter into insurance contracts to cover the damages provided for by art. 1, paragraph 101 of the law of 30 December 2023, n.213
f) that they are in compliance with the current anti -mafia legislation, where applicable.
What does it predict
The concession is configured as a free regional guarantee on a credit line granted by the financial entities and used by the beneficiary only for transfer operations pro-to-doing of credits, spots or revolving, even future and massaged, pursuant to the law 21 February 1991, n. 52, with notification and acceptance by the debtor, which can be of any size, but must be part of the same supply chain recognized by the Lombardy Region pursuant to DGR n. 5899/2022 and SMI to which the beneficiary SME of the regional guarantee (transferor) belongs.
