Things
The notice intends to meet the needs of artisan companies and to contrast the economic/financial changes generated by the recent pandemic crisis and the increase in energy costs facilitating Sicilian craftsmen who want to make investments by taking advantage of bank funding or financial leasing contracts or funding granted by financial intermediaries registered in the register pursuant to art. 106 TUB or funding granted by the operators of the microcredit registered in the register of the Bank of Italy, through the reduction of the costs of the loan and the payment of a contribution on the same. A further thrust of the growth of Sicilian artisan companies is expected
Who is it aimed at?
Active craft companies, having the operational headquarters in Sicily registered in the register of artisan companies that have entered into financing contracts with banks or financial leasing contracts with leasing companies or loans granted by financial intermediaries registered in the register pursuant to art. 106 TUB or funding granted by the operators of the microcredit registered in the register of the Bank of Italy
What does it predict
- Interest account contributions: for the share of the loan admitted to the contribution in interest account, the contribution itself is determined to an extent percentage equal to 60% of the reference rate in force on the date of stipulation of the loan agreement. The percentage measure is 80% of the reference rate if the loan is guaranteed by the confidi.
- Contributions to the fee account on financial lease (leasing) operations: it is determined on the value of the asset - net of taxes, taxes, accessories charges and deducted expenses of the possible advance paid and the agreed price for the transfer of the property at the end of the financial leasing contract, by reducing interest share, to the percentage extent of 60% of the reference rate in force on the date of signing of the financial leasing contract; The percentage measure is 80% of the reference rate if the operation is guaranteed by the confidi.
- Capital contributions: the expenditure incurred for the realization of the investment, net of taxes, and financed by a bank and/or financial intermediary for at least 80% of the relative admissible cost, benefits from a capital contribution to the extent of 20% of the documented cost; In the event that a percentage of less than 80% has been financed, 20% will be calculated on the share of the investment covered by the loan granted to market conditions.
The concessions are granted in the de minimis regime. It is possible to cumulate with the tax credit.
