Things
Subsidized financing for the creation of investments for the digital and ecological transition as well as capital strengthening, with a non-repayable portion of up to 10%
Who is it aimed at?
To all businesses, and in particular to Micro, Small and Medium Enterprises. This financing is also aimed at: SMEs in the production chains; to companies with interests in the Western Balkans; to companies located in the territories affected by the flood events that occurred starting from 1 May 2023; to the strengthening of the financial solidity of companies with an international vocation
What does it predict
Financing duration: 6 years, of which 2 are pre-amortization. Concessionary rate financing that can be used - up to 50% of the total approved amount - to support investments in the Digital and/or Ecological Transition. The remaining part - up to 50% - can instead be allocated to strengthening the company's capital. This quota can also be increased up to: 70% of the approved amount for companies that have suffered a 100% increase in energy costs and that have an export turnover of at least 20% at the time of submitting the application.80 % of the amount approved for companies with interests in the Western Balkans; 90% of the amount approved for companies located in the territories affected by the flood events that occurred starting from 1 May 2023 identified in Annex I of Legislative Decree 61/2023. Maximum amount that can be financed: the maximum amount that can be requested is equal to the lesser of: 35% of the average revenues resulting from the last two financial statements (item A1 of the income statement); and €500,000 for Micro Enterprises; €2,500,000 for innovative SMEs and SMEs; €5,000,000 for Other Companies Minimum amount equal to €10,000 Maximum non-repayable amount: up to 10% of the amount of the requested Facilitation Intervention and in any case up to a maximum of €100,000, recognized as an incentive to the Applicant Companies in attendance of the requirements as per the reference documentation (Operational Circular 4/394/2023) available at the bottom.
