Things
Measure aimed at encouraging access to credit for companies belonging to the credit guarantee consortia through the granting of surety guarantees aimed at obtaining new loans from banks affiliated with the consortia themselves, through the use of the availability present in the risk funds set up at the pursuant to the art. 2 of regional law 1/2009.
Who is it aimed at?
They can benefit from the benefits provided by article 2 of regional law n. 1/2009 and article 9 of regional law n. 25/2022 the companies, the subject networks and the subjects practicing freelance professions operating in the regional territory who join, as members, the credit guarantee consortia.
What does it predict
The credit consortia of Valle d'Aosta can grant surety guarantees in favor of small and medium-sized businesses, aimed at: • obtaining new loans from the banks affiliated with the credit guarantee consortia themselves in competition with their own risk funds, or entirely from the risk fund pursuant to Regional Law 1/2009. The limitations provided for by the community provisions regarding surety guarantees continue to apply, i.e.: a) the guarantees may be granted exclusively in favor of those companies that do not fall within the definition of "company in difficulty" pursuant to the provisions of the European Commission Communication 2004/C 244/02;b) the overall guarantee issued cannot cover more than 80% of the loan.
