Things
The notice provides for the disbursement of subsidized rate loans until funds are exhausted. The facility consists of a zero-rate loan, with the following characteristics: - minimum amount: €10,000.00; – maximum amount: €50,000.00; – duration: 60 months, including pre-amortization; – pre-amortization: 12 months (mandatory); - interest rate: zero; – late payment interest rate: 2% per year to be applied in case of late payment; – reimbursement: in a constant monthly installment in arrears; – absence of guarantees. The information is published on the website https://www.lazioeuropa.it/bandi/nuovo-fondo-piccolo-credito-prima-finestra-2024/ The allocation of 47 million was divided between two branches in the year 2024.
Who is it aimed at?
Small and medium-sized businesses or freelancers.
What does it predict
The subsidized financing can cover up to 100% of the Project. Projects with an amount exceeding €50,000.00 are eligible, in which case the financing will cover less than 100% of the Project. The Notice supports the implementation of Projects to be carried out at the operational headquarters located in Lazio connected with one of the following purposes: – strengthening the general activities of the Company (such as, by way of example, activities aimed at stabilizing and defending the market position existing by strengthening production capacity); – implementation of new projects (such as, but not limited to, the construction of new plants, a new marketing campaign); -penetration of new markets (product or service expansion, territorial expansion); -new developments by companies (such as, but not limited to, new patents or products). The scope of the Project presented may include, among other things, expenses for tangible and intangible investments, consultancy expenses and coverage of working capital requirements, without percentage limits on the total cost of the Project, provided that it is organic and functional. and responds to at least one of the purposes listed above. The purchase of registered vehicles is admissible only if functional to the business activity. The value added tax (VAT) represents an eligible expense if due to the supplier. Investments that have already been the subject of public support are not eligible for subsidized financing, unless the Beneficiary demonstrates that the applicable cumulation limits are respected, through a Declaration, in the form of an affidavit, issued when submitting the application and confirmed in reporting location.
